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INFORMATION SYSTEMS RESEARCH
Vol. 12, No. 2, June 2001, pp. 208-222
DOI: 10.1287/isre.12.2.208.9697
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Research Report: Richness Versus Parsimony in Modeling Technology Adoption Decisions—Understanding Merchant Adoption of a Smart Card-Based Payment System

Christopher R. Plouffe, John S. Hulland, Mark Vandenbosch

Ivey Business School, University of Western Ontario, London, Ontario, Canada N6A 3K7
The Wharton School, University of Pennsylvania, Philadelphia, Pennsylvania 19104-6371, and Ivey Business School, University of Western Ontario, London, Ontario, Canada N6A 3K7
International Institute for Management Development (IMD), Lausanne, Switzerland, and Ivey Business School, University of Western Ontario, London, Ontario, Canada N6A 3K7

cplouffe{at}ivey.uwo.ca
hullandj{at}wharton.upenn.edu
jhulland{at}ivey.uwo.ca
mark.vandenbosch{at}imd.ch
mvandenbosch{at}ivey.uwo.ca

The Technology Acceptance Model (TAM) has received considerable research attention in the IS field over the past decade, placing an emphasis on the roles played by perceived ease-of-use and perceived usefulness in influencing technology adoption decisions. Meanwhile, alternative sets of antecedents to adoption have received less attention. In this paper, sets of antecedent constructs drawn from both TAM and the Perceived Characteristics of Innovating (PCI) inventory are tested and subsequently compared with one another. The comparison is done in the context of a large-scale market trial of a smart card-based electronic payment system being evaluated by a group of retailers and merchants. The PCI set of antecedents explains substantially more variance than does TAM, while also providing managers with more detailed information regarding the antecedents driving technology innovation adoption.

Key Words: TAM; PCI; Adoption; Managers; Perceptions; Attitudes; Intentions; Field Study; High Technology; Smart Cards
History: This paper was received on April 23, 1999.


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